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Solar and home battery rebates: claim first, finance the rest

Every dollar of incentive is a dollar you don't borrow. Here's how Australian solar and battery incentives usually reach you, what to confirm before you sign a quote, and how to size the loan that covers the balance.

Estimate the balance repayment

How the incentives usually reach you

  1. Federal certificates. Small-scale technology certificates are created when an accredited installer commissions an eligible system, and are almost always assigned to the installer in exchange for an upfront discount on your quote.
  2. Federal battery support. Commonwealth support for home batteries is also delivered as a point-of-sale discount through accredited installers. Eligibility rules and the discount level change over time — confirm today's position before you commit.
  3. State and territory programs. Several states run their own rebates, interest-free loans or feed-in schemes with their own eligibility caps, approved-product lists and income tests.
  4. You finance the remainder. Whatever the quote says after discounts is the amount to borrow.

Check current eligibility here

We don't publish rebate dollar amounts, because they change without notice and vary by postcode, system size and household income. These official sources are the ones to trust:

Five things to confirm before you sign a quote

  • The installer is Clean Energy Council accredited and the products are on the approved list.
  • The discount shown is an incentive already applied, not a conditional promise.
  • The quote is itemised: hardware, inverter, electrical works and any switchboard upgrade.
  • Warranty terms for panels, inverter and battery, and who honours them.
  • The final payable amount — that's the figure to put into the loan.

Then fund the balance

Once the discounted total is locked, use our solar loan calculator to see the monthly cost, or read up on solar panel finance and home battery finance.

Rebate FAQs

Do I claim the rebate, or does my installer?

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For most solar and battery incentives your accredited installer claims on your behalf and shows the amount as a discount on the quote. You pay — or finance — only the remaining balance.

Can I get a rebate and still use finance?

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Yes. Incentives reduce the invoice; finance covers what's left. Because the discount lands before settlement, your loan amount and repayment both shrink.

Where do I check what I'm eligible for?

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Rebate programs change frequently and differ by state. Check the Australian Government's energy.gov.au rebate finder and your own state or territory energy department, and confirm with a Clean Energy Council accredited installer before signing anything.

Should I wait for a better rebate?

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Waiting delays your bill savings, and programs often tighten rather than improve as funding is drawn down. Get a current quote, confirm what's on offer today, and compare that with the cost of another year of full-price electricity.

General information only, current as at September 2026. Rebate programs and eligibility change frequently — always confirm with the official source and your installer.